Spread the cost with flexible finance
At Garden Sense, we are committed to excellent service and we understand that some customers prefer to pay with finance. So, we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.
The following options are available, always subject to the lender’s assessment:
· Pay in 3 at 0% APR
· 0% APR finance over 6 or 12 months
· 14.99% APR finance over 24, 36, 48 and 60 months
A deposit may be required and we can agree this before you begin your application.
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Here is a representative example of the loan repayments on a £2,000 purchase made over 2 years with a 10% deposit: Purchase amount £2,000; deposit amount £200; total credit £1,800; interest rate 14.99% (fixed); loan duration 24 months; monthly repayment £86.46; total repayable £2075.16; total cost £2,275.16. (Please note this is a guide only and the exact amounts will be confirmed during the application process.)
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
If you’re ready to apply, click here to begin the application process. If you require support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).
Garden Sense Online Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.